- ‘3-in-1 Super Account’Digital-first banking innovation blends savings, fixed deposit, and secured credit card in one seamless platform
- In partnership with super.money, Kotak811 empowers ‘Core India’ users with simple, paperless, and rewarding money management
NE BUSINESS BUREAU
MUMBAI, OCT 29
In a major leap toward redefining everyday banking, Kotak811, India’s leading digital banking platform from Kotak Mahindra Bank Ltd, on Wednesday announced the launch of the ‘3-in-1 Super Account’ — a unified financial solution that brings together a savings account, fixed deposit, and secured co-branded credit card (in partnership with super.money) — all in one digital experience.
Designed for Core India — the new generation of salaried professionals, students, and digital-first users, the 3-in-1 Super Account simplifies money management by combining saving, spending, borrowing, and earning within a single, easy-to-use ecosystem.
“The 3-in-1 Super Account brings saving, spending, and borrowing together in one place. It’s built for people who want to manage money better without paperwork or complexity. It’s simple, secure, and designed for everyday use,” said Manish Agarwal, Head – Kotak811.
Key highlights of the Kotak811 3-in-1 Super Account
- Start small, grow big: Begin with just ₹1,000 to open a fixed deposit.
- Earn more: Enjoy FD interest and cashback on every spend.
- Credit made simple: Use UPI on credit and earn rewards.
- Secured card, no income proof: Get the Kotak811-super.money credit card backed by your FD.
- 100% digital onboarding: Zero paperwork, instant activation.
- You’re in control: Your FD defines your spending limit — making credit safer and smarter.
Prakash Sikaria, Founder, super.money, added, “Our audience intersects with Kotak811’s — digital-first users who want things to be easy and rewarding. We’re blending trusted banking with digital-first innovation to make credit as effortless as payments.”
Jay Kotak, Co-Head, Kotak811, noted, “This product fits the mindset of modern, value-conscious Indians who are digitally savvy yet cautious with credit. It’s about confidence, control, and growth — all in one super account.”
Customers can open their 3-in-1 Super Account through kotak811.com/3in1SuperAccount or by downloading the super.money app.
