- Policy to be valid for a period of 12 months
- Covers expenses from hospitalisation due to COVID-19 for up to Rs. 3 lakh & pre and post hospitalisation expenses for up to 30 and 60 days respectively
- Covers hospitals (private, government, army), tests, medication & consultations as recognised by Government upon testing positive for COVID-19
- No limit on ICU or room rent charges until the insured sum lasts
- Insured can make a cashless or a reimbursement claim
NE BUSINESS BUREAU
GURUGRAM, JULY 9
SpiceJet, the country’s favourite airline and the biggest air cargo operator, has facilitated insurance cover for COVID-19 hospitalisation which can be availed by its passengers – a first-of-its-kind initiative by an airline in India.
A release from the airlines said that “As part of our constant efforts to ensure the safety and well-being of our passengers amidst the pandemic, SpiceJet has joined hands with Go Digit General Insurance Limited through its Digit Illness Group Insurance Policy to offer this insurance cover that will further boost the confidence and morale of passengers”.
Passengers can opt for the insurance cover ranging between Rs. 50,000 to Rs. 300,000 at a premium for as low as Rs. 443 to Rs. 1564 a year (including GST). The insurance covers hospital expenses and all pre and post hospitalisation expenses for 30 and 60 days respectively. The comprehensive cover includes tests, medication and consultations upon testing positive for COVID-19.
Ajay Singh, Chairman & Managing Director, SpiceJet, said, “The health, well-being and safety of our passengers is our topmost priority and this medical insurance cover that we have facilitated is certainly relevant for the current times. It will further boost the morale of our passengers to travel freely and frequently. The insurance cover is not only very affordable but is also valid for a one-year period. I would also reiterate the fact that air travel was and remains the safest mode of public transport and we have not seen a single case of transmission of the coronavirus on a SpiceJet flight.”
This insurance has no restrictions on room or ICU rent. This implies there is no limit on ICU charges or room rent until the insured sum lasts.
The policy will be valid for a period of one year from the date of issuance and covers all types of hospitals including Private, Military, Army, Government etc. and ensures a zero-touch process to avail the claim. While making a claim, customers can either opt for a cashless claim post positive diagnosis report of Covid-19 or a reimbursement claim. Under cashless, the amount is settled with the hospital or the provider directly whereas in case of a reimbursement claim, the claim amount is transferred to the customer’s bank account. The claim process offered by Digit is completely “zero-touch” enabled by Audio Claims, Soft-copy Document submission & 24*7 customer care assistance.
The pandemic has taken a huge toll on people’s physical, emotional as well as financial health. At a time when anyone could face sudden health mishaps, health insurance plays an important role. With its association with Digit, SpiceJet has brought a product offering that is relevant – available at low premium, offering comprehensive coverage in terms of hospitalisation and medication and a hassle free claim process.
To avail the cover, passengers can click on ‘Get Insured’ button at https://www.spicejet.com/covidinsurance.aspx. By selecting the premium option and filling in the details of the members, customers can then proceed to pay and complete the enrolment, the release added.
